CreditSentinelChecking service

Synthetic dataEvery applicant, metric and decision here is generated from a pinned seed. No real people, no real PII, and nothing shown is a real lending decision.

Decisioning

Score an applicant and read the determination: where the probability fell against the policy, which drivers moved it, and the reason those drivers support.

ApplicationHeld in this page only

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Applicant

Pseudonymized before anything is logged.

18–120.

Gross, before tax.

Years in current employment, 0–60.

Housing status.

Credit profile

Ratio, 0–2. 0.35 means debt service is 35% of income.

Ratio of balances to limits, 0–3.

Count of recent delinquencies.

Count of open trade lines.

Requested loan

Must be greater than zero.

Annual rate, 0–100.

What the loan is for.

No determination yet

Load a profile or fill the application, then score it. The determination, its drivers and its reason appear here.